What An Overseas Travel Insurance Policy Covers?

Traveling is fun, especially when you travel with your family. Most people travel overseas to spend their holiday time and enjoy a lot. To make your holiday trip to abroad a memorable experience, you must avail the cover which is provided by overseas travel insurance plan. There are different types of insurance coverage provided by insurance. Read this blog to know them.

Cover Against Trip Cancellation

This travel insurance plan for overseas also covers cancellation of your trips. It means, if you need to cancel your trip or cut it short because of family or personal medical emergency, then the insurer will reimburse you for the non-refundable portions of travel expenses spent.

Cover Against Baggage Loss or Theft

Under this policy, insurance companies reimburse for all or part of the value of your travel belongings in case you lose them or they are damaged. To claim, you need to provide proof of your ownership which includes original purchase receipts or photos, etc.

Cover Against Emergency or Accidental Medical

Depending the type of insurance plan you buy, the policy covers you against accidental or emergency medical requirements. Insurance companies reimburse or provide you coverage for medical expenses incurred during the tip. You can claim in case you fall ill, meet an accident, flight hijacked, etc. It is important to remember that physical harm occurred due to your participation in sports etc will not come under the policy. In addition, you cannot claim in you case you are in a country in political turmoil or if your injury can be related to acts of war or terror.

So, if you are planning for an international trip with your family, buy a travel insurance policy from a popular insurance company in India. It safeguards you and your family from any untoward situation. There are many such companies in India. You can find them online.